Short Term Loans


Select your loan options

How much? £

Number of repayments

repayments of

When is your next payday?

Repayment summary

Please ensure you can afford each of the repayments before applying.

Amount borrowed:
Length of borrowing:
First repayment date:
Instalment amount:
Total repayable:

Repayment summary

Please ensure you can afford each of the repayments before applying.

Amount borrowed:
Length of borrowing:
Date of repayment:
Interest per day:
Total repayable:

Please note: Calculation is for illustrative purposes only. The actual cost and repayment summary may vary based on affordability and pay dates.

Please note: Calculation is for illustrative purposes only. The actual cost and repayment summary may vary based on affordability and pay dates.

Representative Example: £350 borrowed for 6 months. Annual interest rate of 179% (fixed). Total amount repayable is £516.90 in 6 monthly instalments of £86.15. Representative 450% APR.

Apply for a short term loan online in 3 simple steps:

Apply for your loan

Select how much you want to borrow and over how long. You could borrow from £100 to £2000 repayable over 3 to 12 instalments

Get a decision

The details you provide on your application will be used to help us make a lending decision. All applications will be subject to credit and affordability checks

Money Deposited

If your short term loan is approved it will be finalised and deposited to your bank account, subject to our final checks**

Ways to apply for your short term loan:

Online

Complete our online application form and get an instant decision on your loan request

Apply Now

In-store

You can also apply for short term loans in-store and with stores nationwide there’s bound to be a store near you!

Find a store

By Phone

If you would like to apply for a short term loan by phone call our customer services team on 0800 009 3565*

Contact us

No fees, just convenient cash loans

With a short-term loan from The Money Shop you can borrow from £100 to £2000** online, subject to our credit and affordability checks. You can choose to repay your loan in monthly instalments over 3 to 12 months.

To apply for a short term loan in-store you'll need to bring your debit card, photo ID, proof of income and proof of address. Click here to see the full list of ID we accept

We don't charge any fees

No arrangement fee, no late repayment fees and no early repayment fees. All you pay for the loan is your agreed interest. In fact, you can reduce the amount of interest you pay if you decide to pay back early.

Payday loans can be great for those who need to make up a small shortfall in their cashflow, but paying back that lump sum all at once might not be convenient for everyone - it may in fact create more cashflow problems.

At The Money Shop we offer short term loans with instalment repayments. If you want it to repay in one go then you can, or you can spread repayments of equal size over up to 12 months, although borrowing for longer can be more expensive.

Apply online

To find out more about how to apply for a loan online please view our how short term loans work page, or if you would like to read more details on our rates please visit our loan charges page.

Important information

We understand that your personal and financial circumstances can change, if this occurs or if you are having trouble repaying your loan let us know as soon as possible by contacting us on 0800 009 3565* and we will do our best to help.

Your loan repayment(s) will be taken automatically on the contractual date(s) using your debit card, unless you prefer to cancel these and make alternate payments e.g. cash payments in-store. If your card details have changed please contact us urgently on 0800 009 3565* to update these.

Please be aware that late repayment by you may result in us reporting this to the credit reference agencies which may have a negative effect on your credit score. There are no late repayment fees if you miss a payment and we will not charge any additional interest.

Please note that loan renewals are not offered for this product. If you are an existing customer and would like to apply for another loan, please do this through your online account or come and visit us in-store. If you are experiencing financial difficulty, please click here to find information on non-charging agencies that can provide independent advice.

Short-term loans should not be used as a long term financial solution

Our other services