We offer a range of flexible loans that are paid back in monthly instalments. You can pay back your loan over 3 to 36-months. It is best to choose a repayment term that makes the monthly instalments affordable.
If you do have difficulty in making any of your monthly repayments it is important to speak to your lender, otherwise your credit score may be affected.
Of course, in fact thats probably the easiest way to apply and the preferred choice of our customers. Our application process is optimised for mobile devices and should take no longer than 5-mins.
We are regulated by the Financial Conduct Authority (FCA). The FCA is responsible for ensuring all our direct lenders are operating in a fair and safe manner.
We don’t perform a credit check. Our service uses soft-search eligibility checking technology to match you with the loan you are most likely to be accepted for. If you continue the application with one of our direct lenders, they will perform a credit check.
Typically our partners can transfer the funds in as little as 15 mins#, sometimes even sooner. The exact time to receive the funds will depend on the type of loan and the individual policies and systems of your direct lender, as well as your banks policies and procedures.