Personal Loans


Select your loan options

How much? £

Number of repayments

Total repayable

When is your next payday?

Repayment Summary

Please ensure you can afford each of the repayments before applying.

Amount borrowed:
Number of instalments:
First repayment date:
Instalment amount:
Total Repayable:

Repayment Summary

Please ensure you can afford each of the repayments before applying.

Amount borrowed:
Length of borrowing:
Date of repayment:
Interest per day:
Total Repayable:

Please note: These rates are for new customers only+. Calculation is for illustrative purposes only. The actual cost and repayment summary may vary based on affordability and pay dates.

Please note: These rates are for new customers only+. Calculation is for illustrative purposes only. The actual cost and repayment summary may vary based on affordability and pay dates.

Representative Example: £300 borrowed over 3 instalments at an annual interest rate of 233.6% (fixed). Total repayable is £393.00 comprising of 3 equal payments of £131.00. 744.5% APR representative.

Apply online for a loan in 3 simple steps:

1.

Apply

Select how much you want to borrow and over how long. You could borrow from £100 to £1000 (£650 for new customers) repayable over 1 to 6 instalments

2.

Get a decision

The details you provide on your application will be used to help us make a lending decision. All applications will be subject to credit and affordability checks

3.

Money Deposited

If your loan is approved it will be finalised and deposited to your bank account, subject to our final checks**

Ways to apply:

Online

Complete our online application form and get an instant decision on your loan request

Apply Now

In-store

You can apply for a loan in-store and with stores nationwide there’s bound to be a store near you!

Find a store

By Phone

If you would like to apply for a loan by phone call our customer services team on 0800 009 3565*

Contact us

Easy to apply, great rates and no hidden fees

With a Personal Loan from The Money Shop you can borrow from £100 to £1000** in increments of £10, subject to our credit and affordability checks. You can choose to repay your loan in 1 to 6 instalments.

To find out more about how to apply for a loan online please view our how it works page or for more details on our charges please visit our loan charges page

                                      To apply for a loan in-store you'll need to bring your debit card, photo ID, proof of income and proof of address

New customer offer

We're offering at least 20% off our rates to new customers as shown in the loan calculator above+. 

All customers that are new to The Money Shop online or The Money Shop stores will be eligible. Existing customers who paid off their last loan at least 6 months ago are also eligible.

If you are unsure about whether you are eligible for these reduced rates please contact us.

Apply online

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Short-term loans should not be used as a long term financial solution

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