How do I apply for a loan in-store? How it works:

To apply for a loan you need to meet our eligibility criteria below and follow our 3 steps:

  • Be over 18 years old and a UK resident
  • Be in employment, receiving a pension or disability benefit/living allowance
  • Receiving more than £417 after tax per month
  • Have a bank account with a valid debit card
  • Meet our credit criteria and affordability assessment

1. Apply

  • Decide how much you would like to borrow from £50 - £2,000*
  • Choose the number of instalments (1 to 6) you wish to repay your loan in
  • Ensure that the monthly repayment(s) and total amount payable are affordable for you
  • Our in-store advisors will then take you through the loan application process, please remember to bring your proof of income such as a wage slip plus your debit card. Proof of identity and address may also be required

2. Get a decision

  • Once the in-store advisor has submitted your application you will receive a decision
  • If approved, you will be presented with your  loan offers based on the loan amount you requested and your affordability, please select the offer that best suits your financial circumstances
  • Ensure that the monthly repayment(s) and the total amount payable are affordable for you
  • Once you have chosen your offer, the advisor will print out the loan documents for you

3. Receive your money

  • Please read through and consider all the pre-contractual information provided. Please ensure you understand all of this information before proceeding to sign your loan agreement. Our in-store team are on hand to help you with any questions you may have about your application
  • Once you are happy with everything, sign your loan agreement and hand this back to your advisor
  • If your loan is approved then your loan amount will be issued to you in cash

How do I repay my loan?

  • Your loan repayment(s) will be taken automatically on the contractual date(s) using your debit card.