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To apply for a loan you need to meet our eligibility criteria below and follow our 3 steps:
Be over 18 years old and a UK resident
Be in employment, receiving a pension or disability benefit/living allowance
Receiving more than £417 after tax per month
Have a bank account with a valid debit card
Meet our credit criteria and affordability assessment
Decide how much you would like to borrow from £50 - £2,000*
Choose the number of instalments (1 to 6) you wish to repay your loan in
Ensure that the monthly repayment(s) and total amount payable are affordable for you
Our in-store advisors will then take you through the loan application process, please remember to bring your proof of income such as a wage slip plus your debit card. Proof of identity and address may also be required
2. Get a decision
Once the in-store advisor has submitted your application you will receive a decision
If approved, you will be presented with your loan offers based on the loan amount you requested and your affordability, please select the offer that best suits your financial circumstances
Ensure that the monthly repayment(s) and the total amount payable are affordable for you
Once you have chosen your offer, the advisor will print out the loan documents for you
3. Receive your money
Please read through and consider all the pre-contractual information provided. Please ensure you understand all of this information before proceeding to sign your loan agreement. Our in-store team are on hand to help you with any questions you may have about your application
Once you are happy with everything, sign your loan agreement and hand this back to your advisor
If your loan is approved then your loan amount will be issued to you in cash
How do I repay my loan?
Your loan repayment(s) will be taken automatically on the contractual date(s) using your debit card.