Same day loans


Select your loan options

How much? £

Number of repayments

repayments of

When is your next payday?

Repayment summary

Please ensure you can afford each of the repayments before applying.

Amount borrowed:
Length of borrowing:
First repayment date:
Instalment amount:
Total repayable:

Repayment summary

Please ensure you can afford each of the repayments before applying.

Amount borrowed:
Length of borrowing:
Date of repayment:
Interest per day:
Total repayable:

Please note: Calculation is for illustrative purposes only. The actual cost and repayment summary may vary based on affordability and pay dates.

Please note: Calculation is for illustrative purposes only. The actual cost and repayment summary may vary based on affordability and pay dates

Representative Example: £300 borrowed for 6 months. Annual interest rate of 179% (fixed). Total amount repayable is £450.18 in 6 monthly instalments of £75.03. Representative 447%.

Apply for a short term loan in 3 simple steps

Apply for your loan

Select how much you want to borrow and how long for. You could borrow from £100 to £2,000; repayable over 3 to 12 months

Get a decision

We will be able to make a lending decision based on the details in your applications. All applications are subject to credit and affordability checks.

Money deposited

You could receive a same day loan if your loan is approved. You will either have it deposited in your bank account if applied for online, or receive it in cash in-store. Approval is subject to our final checks**

Ways to apply for your loan

Online

Complete our online application form and get an instant decision on your loan request. You could get a same day loan if your application is approved by 3pm.

Apply now

In-store

You can also apply for same day short term loans in-store

Find a store

By phone

If you’d like to apply for a short term loan over the phone, call us on 0800 009 3565*

Contact us

What is a same day loan?

A same day loan is where you receive your deposit on the same day you applied (and were accepted) for a loan.

You may need same day short term loans for various reasons: your car could have broken down, or your washing machine may need fixing. Unexpected problems like these can leave you needing money, as you didn’t budget for it.

Remember that you should take time and think carefully before applying for a short term loan.

Short term loans with The Money Shop

A short term loan (our payday loan alternative) from The Money Shop enables you to borrow from £100 to £2,000** online or in-store, subject to our credit and affordability checks. Loans are repayable in monthly instalments aligned to your payday, over 3 – 12 months. Find out more about our 3 month loans, 6 month loans and 12 month loans.

Please note that borrowing for longer can be more expensive.

Apply online

Can I get a same day loan with The Money Shop?

In some cases, you may be able to get a same day loan with The Money Shop.

If you choose to apply online with us, simply fill out an application form and you’ll receive an instant decision. If your loan has been approved, your documents have been verified and you’ve signed your agreement before 3pm, you could receive a same day transfer. Our deposit times run from 4am until Midnight on the hour everyday*.  You can find out more about applying for a loan online here.

Alternatively, you can visit us in-store – with over 230 stores nationwide, there’s bound to be one near you!

Fill out our application in-store and bring in the necessary ID and documents (a full list can be found here), If you are accepted, you could receive a same day loan and receive your money there and then.

Find out more information about 'instant' loans and 'quick' loans.

Apply online

We don’t charge any fees

There are no arrangement fees, late repayment or early repayment fees. All you pay for the loan is your agreed interest, which can be reduced if you pay back early. This is because our interest is worked out at a daily rate.

Important information

We understand that your personal and financial circumstances can change. If this occurs, or you have trouble repaying your loan then please let us know as soon as possible by contacting us on 0800 009 3565* and we will do our best to help.

Your loan repayment(s) will be taken automatically on the contractual date(s) using your debit card, unless you prefer to cancel these and make alternate payments e.g. cash payments in-store. If your card details have changed please contact us urgently on 0800 009 3565* to update these.

Please be aware that late repayment by you may result in us reporting this to the credit reference agencies which may have a negative effect on your credit score. There are no late repayment fees if you miss a payment and we will not charge any additional interest.

Loan renewals are not offered for this product. If you’re an existing customer and want to apply for another loan, please do this through your online account or come and visit us in-store.

Free debt advice

If you’re experiencing financial difficulty, please click here to find information on non-charging agencies that can provide independent advice.

Short term loans should not be used as a long term financial solution

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