Quick loans


Select your loan options

How much? £

Number of repayments

repayments of

When is your next payday?

Repayment summary

Please ensure you can afford each of the repayments before applying.

Amount borrowed:
Length of borrowing:
First repayment date:
Instalment amount:
Total repayable:

Repayment summary

Please ensure you can afford each of the repayments before applying.

Amount borrowed:
Length of borrowing:
Date of repayment:
Interest per day:
Total repayable:

Please note: Calculation is for illustrative purposes only. The actual cost and repayment summary may vary based on affordability and pay dates.

Please note: Calculation is for illustrative purposes only. The actual cost and repayment summary may vary based on affordability and pay dates

Representative Example: £300 borrowed for 6 months. Annual interest rate of 179% (fixed). Total amount repayable is £450.18 in 6 monthly instalments of £75.03. Representative 447%.

Apply for a short term loan online in 3 steps

Apply for your loan

If you are looking for a cash loan, choose how much you want to borrow and how long for. You could borrow from £100 to £2,000; repayable over 3 to 12 instalments. Please note that borrowing for longer can be more expensive.

Get a decision

The details you provide us with will help us to make a lending decision. All applications are subject to credit and affordability checks.

Money deposited

If your short term loan application has been approved it will be finalised and deposited to your bank account, subject to our final checks**

How to apply for an online loan

Applying for a short term loan online can be quicker than visiting us in-store. Simply complete our application form, and you will receive an instant decision on your loan request. Apply here.

What are ‘quick loans’?

Whilst many companies advertise online that they offer ‘quick cash loans’, there is no such definition for one. In fact, it depends what you determine to be quick.

At The Money Shop, once you have filled out your online application form, you will receive an instant decision as to whether you have been accepted or rejected.

If your application has been received and completed by 3pm, you will qualify for a same day transfer. Our deposit times run every hour on the hour, from 4am until midnight**.

Whilst we don’t offer instant loans, we do offer a straightforward application process if you need a short term loan (our payday loan alternative). It’s up to you to decide whether or not you think it is a ‘quick loan’!

Apply online

Why are online loans ‘quick’?

Applying for an online loan can be a convenient alternative to visiting us in-store as you can apply from the comfort of your own home at any time of the day.

Alternatively, applying for a short term loan with us in-store is straightforward too. Just fill out an application form and bring in your necessary ID requirements. If you’re accepted for a loan, you could walk out with your money there and then.

With over 230 stores nationwide, there’s bound to be one near you.

Decide for yourself whether you think we offer ‘quick cash loans’ online or in-store.

Remember that you should take time and think carefully before applying for a short term loan.

Why choose The Money Shop for a short term loan?

We’re here whenever you need a cash advance, with our short term loans.

We’re a provider of financial services to a range of customers nationwide; and we pride ourselves on customer service.

When looking at a provider for your financial needs, it’s important to consider a responsible company. The Money Shop is a trading name of Instant Cash Loans Limited, who is not only regulated by the Financial Conduct Authority (FCA); but can also be found on the Financial Services Register, under the firm reference number 681750.

Apply online

Important information about your short term loan

Paying back your loan

Your loan repayment(s) will be taken automatically on the contractual date(s) using your debit card. If your card details have changed please contact us urgently on 0800 009 3565* to update these.

There are no late repayment fees if you miss a payment for your online loan, and we will not charge any additional interest. However, late repayment may result in us reporting this to the credit reference agencies, which may have a negative effect on your credit score.

If you are an existing customer and would like to apply for an online loan, please do this through your online account, or alternatively, you can contact us on 0800 009 3565* to apply over the phone**.

We understand that your personal and financial circumstances can change. If this occurs, or if you are having trouble repaying your online loan, let us know as soon as possible by contacting us on 0800 009 3565*, and we will do our best to help.

Free debt advice

If you are experiencing financial difficulty, please click here to find information on non-fee charging agencies that provide independent advice.

Short term loans should not be used as a long term financial solution.

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