What is pawnbroking? It's really just another method of lending, in fact it's one of the oldest – people were pawning their belongings to borrow money thousands of years before banks and credit ratings existed. It's obviously a system that works, because we still use it to this day!

Pawnbroking loans can be a lifeline when those emergency expenses that you just can't plan for crop up, and mean you're suddenly in need of some cash. You can unlock the cash in your assets by offering your possessions as security to borrow against. You get a short-term cash boost, and you'll also enjoy a lower level of interest while repaying your loan as the items you have pawned act as a collateral.

You risk losing your item if you fail to repay by your due date. Your item will be sold to cover the cost of the loan, you will not be liable to repay any shortfall. 

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How it works:


Find your local store

Once you have found your nearest store pop in with your items for a free quotation. ID may be required.


Get your cash

If our requirements are met and you agree to the amount we offer then you could walk out with your cash the same day.


Pay back your loan

Payback within 7 months and reclaim your item. Repaying early can reduce the cost of the loan. 


Your items are kept securely in our safe for the duration of the loan and, once everything is paid off in full, you take your valuables home again.

We lend against gold, silver, platinum, diamond jewellery and selected top-brand watches – just bring your items in to any Money Shop store for a free quotation. Our staff are trained in assessing value fairly and will usually give you a valuation on the spot. If our requirements are met and you agree to the amount we offer and the loan's terms, you can walk out with your cash the same day! Although you will need to show proof of identity and address, so make sure you bring some along.

You will be charged interest on your pawnbroking loan - our interest rates are very competitive, just ask in-store for details! Your loan agreement will be for seven months, however you can repay the loan at any time during the seven months which will reduce the overall cost of the loan for you. Items will be returned once the loan has been repaid. 

So if you need a quick injection of funds to help out in an emergency, a pawnbroking loan that unlocks the cash in your assets could be just what you need. 

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