Online Loans


Select your loan options

How much? £

Number of repayments

repayments of

When is your next payday?

Repayment summary

Please ensure you can afford each of the repayments before applying.

Amount borrowed:
Length of borrowing:
First repayment date:
Instalment amount:
Total repayable:

Repayment summary

Please ensure you can afford each of the repayments before applying.

Amount borrowed:
Length of borrowing:
Date of repayment:
Interest per day:
Total repayable:

Please note: Calculation is for illustrative purposes only. The actual cost and repayment summary may vary based on affordability and pay dates.

Please note: Calculation is for illustrative purposes only. The actual cost and repayment summary may vary based on affordability and pay dates.

Representative Example: £350 borrowed for 6 months. Annual interest rate of 179% (fixed). Total amount repayable is £516.90 in 6 monthly instalments of £86.15. Representative 450% APR.

Apply for your loan

For online loans, just select how much you want to borrow and for how long. You can choose to borrow from £100 to £2,000; repayable over 3 to 12 instalments.

Get a decision

The details you provide us with will help us to make a lending decision. All applications are subject to credit and affordability checks.

Money deposited

If your online loan is approved, it will be finalised and deposited to your bank account, subject to our final checks**.

How to apply for your online loan

Applying for online loans with The Money Shop is straight forward. Simply complete our loan application form and you will receive an instant decision on your loan request. Click here to apply now.

About our online loans

Applying for loans online is a convenient alternative to visiting us in-store. Simply complete our online application form at any time of the day from the comfort of your own home, and you’ll get an instant decision on your loan request.

Once you are approved and have electronically signed your loan agreement for online loans, as a new customer, if your application has been received and completed by 3pm, you will qualify for a same day money transfer. For existing customers, our deposit times run from 4am to midnight, on the hour (everyday)**.

Find out more about how our loans work.

Why choose The Money Shop for online loans?

We’re here whenever you need extra cash with an online loan, to help you get on with your life!

We’re a provider of financial services to a range of customers nationwide; and we pride ourselves on customer service.

When looking at a provider for your financial needs, it’s important to only consider companies that are responsible. Not only are we regulated by the Financial Conduct Authority (FCA), but we’re also  members of the Consumer Finance Association (CFA), which means that our services comply with responsible lending guidelines. Therefore, you know you can trust The Money Shop when you’re looking for online loans.

Important information about your online loan

Paying back online loans

Your loan repayment(s) will be taken automatically on the contractual date(s) using your debit card. If your card details have changed please contact us urgently on 0800 009 3565* to update these.

There are no late repayment fees if you miss a payment for your online loan, and we will not charge any additional interest. However, late repayment may result in us reporting this to the credit reference agencies, which may have a negative effect on your credit score.

If you are an existing customer and would like to apply for an online loan, please do this through your online account, or alternatively, you can contact us on 0800 009 3565* to apply over the phone**.

We understand that your personal and financial circumstances can change. If this occurs, or if you are having trouble repaying your online loan, let us know as soon as possible by contacting us on 0800 009 3565*, and we will do our best to help.

Free debt advice

If you are experiencing financial difficulty, please click here to find information on non-fee charging agencies that provide independent advice.

Short term online loans should not be used as a long term financial solution

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